This policy provides property and liability protection (non-professional) for your practice. Coverage includes replacement cost for buildings and business personal property, theft, computer equipment/software, loss of business income and extra expense, tenant's legal liability and umbrella limits. Most landlords require this coverage.

By providing access to a few different companies, we are able to provide you the policy that best meets the needs of your practice.

The Business Owners Policy includes coverages such as:

• Replacement cost for buildings and business personal property
• Automatic inflation protection
• Building ordinance/law
• Automatic seasonal increase
• Glass – interior/exterior
• Signs – interior/exterior
• Theft
• Money and securities
• Accounts receivable
• Valuable papers
• Computer equipment/software
• Off-premises (including Transit)
• Income support properties
• Loss of business income and extra expense
• Tenants legal liability –
• High limit business liability protection
• Medical payments
• Umbrella
• Business Owners' Extension Endorsement – provides increased limits for additional coverages (computer equipment, accounts receivable, etc.)