Term coverage is the purest kind of life insurance, with no costly savings features. Here's level term life insurance you can depend on with premiums that will not go up for a full 10 years and benefits that will never go down*.
Available Exclusively to The State Bar of California Licensed Attorneys and Spouses/Domestic Partner Under Age 70: With the The State Bar of California Group 10-Year Level Term Life Insurance, you can help protect your family from the unnecessary financial burdens of your or your spouse’s or domestic partner premature death.
Renewable Until Age 80: You can renew your life insurance under The State Bar of California until age 80, subject to all Termination of Coverage provisions.
High Amounts of Licensed Attorney and Spouse/Domestic Partner Coverage: From $100,000 up to $3,000,000 (in $25,000 increments).
Specially negotiated Group Rates That Remain Constant for 10 Years: Compare the premiums for The State Bar of California Group 10-Year Level Term Life Insurance with similar level term life coverages on the market today. You’ll probably be surprised at how much life insurance you can afford.
You may consider taking Advantage of Rate Classes and Volume Discounts: First, this coverage features "Preferred Plus," "Preferred" and "Standard" rates, which most nonsmoking (including tobacco/nicotine) State Bar of California licensed attorneys may qualify for. In addition, you can benefit from volume discounts when you apply for higher amounts of insurance.
Send No Money Until You’re Approved
Convenient Monthly Payment Option: A Preauthorized Check Payment Plan option offers a time-saving convenience.
Portable Coverage: This insurance offers portable coverage that can follow you throughout your career. Make all the career changes you want and still be able to maintain this valuable protection.
Living Benefit ("Accelerated Death Benefit")**: Enables you to receive a portion of your benefits if you qualify as being terminally ill, subject to certain policy restrictions and limitations. These benefits are paid directly to you, and you may spend them any way you wish. Please consult your tax advisor for further details.
**Receipt of this benefit may affect your eligibility for public assistance programs and may be taxable. Prior to your request, you should consult with appropriate social service agencies and your tax advisor.
Click below to start our secure and fast process for Group 10-Year Level Term Life Insurance.
Remember, only eligible State Bar of California licensed attorneys may apply.
To learn more about the rates of this program, see the applicable section in the brochure.
| Eligibility | ||
|---|---|---|
| Where Available | All States and District of Columbia | |
| Notes | The State Bar of California licensed attorneys under age 70 may request coverage for themselves and their lawful spouses or domestic partners under age 70. In order to become insured, satisfactory evidence of insurability must be provided, and the required premium must be paid. | |
| Summary | ||
| Type of Insurance | Group 10-Year Level Term Life Insurance | |
| Designed for | The State Bar of California licensed attorneys (spouses and domestic partners covered as licensed attorneys) | |
| Underwritten by | New York Life Insurance Company |
|
| Group Policy Number | G-30922-0 | |
| Volume Discounts | $250k through $475k; $500k through $975k; $1Million through $3Million | |
| Risk Classes | Preferred Plus, Preferred, Standard, Preferred Tobacco/Nicotine and Standard Tobacco/Nicotine | |
| Issue Ages | Through age 69 | |
| Coverage Amounts | $100,000 to $3,000,000 in $25,000 increments | |
*This is a listing of some of the general provisions of the coverage. For more information, including features, costs, eligibility, renewability, limitations and exclusions, download the brochure on the right.
SMRU# 5058398
These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.
Insurance Application & Brochure (CA Only)
Insurance Application & Brochure (All Other States)
Beneficiary Change Form
Answers about the program, including eligibility, options, customer service and more.
Do I have to meet with an insurance agent?
What if I have second thoughts after I apply?
How much insurance should I consider?
Are there any exclusions?
When is the coverage effective?
Insurance will take effect on the date your application is approved by New York Life Insurance Company provided the initial contribution has been paid within 31 days after the date you are billed and any person to be insured is actively performing the normal activities of a person in good health of like age NC residents (a person of like age) on the date of approval.
Any person who is not performing his/her normal daily activities as required will not become insured until the day he/she is performing such activities, provided such date is within three months of the date insurance would have been effective and the person is still eligible
When does coverage end?
30 Day Free Look
Renewals and Limitations
Once your application is approved by New York Life Insurance, you will have a 31-day grace period for your payment of renewal premium contribution. When you want to submit a claim, call or write the Administrator for claim forms.
The total amount of coverage an individual may have under all group life insurance policies underwritten by New York Life Insurance Company may not exceed $3,000,000. In addition, the total amount of coverage an individual may have under all policies issued by New York Life Insurance Company to The State Bar of California may not exceed the maximum benefit option for any insured person.
We're here to help! Please contact us in whatever manner is most convenient for you.
| Address AMBA 4050 114th Street Urbandale, Iowa 50322 |
|---|
| Phone 1-800-343-0132 |
| Hours M-F 7:30a - 5p CT |
| Email [email protected] |
| Application Mailing Address The State Bar of California Insurance Program PO Box 14536 Des Moines, IA 50306 |