Group 10-Year Level Term Life

Group 10-Year Level Term Life  

Overview

Underwritten by: New York Life Insurance Company

Term coverage is the purest kind of life insurance, with no costly savings features. Here's level term life insurance you can depend on with premiums that will not go up for a full 10 years and benefits that will never go down*.

 

  • Available Exclusively to The State Bar of California Licensed Attorneys and Spouses/Domestic Partner Under Age 70: With the The State Bar of California Group 10-Year Level Term Life Insurance, you can help protect your family from the unnecessary financial burdens of your or your spouse’s or domestic partner premature death.

  • Renewable Until Age 80: You can renew your life insurance under The State Bar of California until age 80, subject to all Termination of Coverage provisions.

  • High Amounts of Licensed Attorney and Spouse/Domestic Partner Coverage: From $100,000 up to $3,000,000 (in $25,000 increments).

  • Specially negotiated Group Rates That Remain Constant for 10 Years: Compare the premiums for The State Bar of California Group 10-Year Level Term Life Insurance with similar level term life coverages on the market today. You’ll probably be surprised at how much life insurance you can afford.

  • You may consider taking Advantage of Rate Classes and Volume Discounts: First, this coverage features "Preferred Plus," "Preferred" and "Standard" rates, which most nonsmoking (including tobacco/nicotine) State Bar of California licensed attorneys may qualify for. In addition, you can benefit from volume discounts when you apply for higher amounts of insurance.

  • Send No Money Until You’re Approved

  • Convenient Monthly Payment Option: A Preauthorized Check Payment Plan option offers a time-saving convenience.

  • Portable Coverage: The Plan offers portable coverage that can follow you throughout your career. Make all the career changes you want and still be able to maintain this valuable protection.

  • Living Benefit ("Accelerated Death Benefit"): Enables you to receive a portion of your benefits if you qualify as being terminally ill, subject to certain policy restrictions and limitations. These benefits are paid directly to you, and you may spend them any way you wish.

 

 

HOW TO APPLY

Click below to start our secure and fast process for Group 10-Year Level Term Life Insurance.
Remember, only eligible State Bar of California licensed attorneys may apply.


Get a Quote and Apply Now


 

Rates

To learn more about the rates of this program, see the applicable section in the brochure.

Tell me more

Eligibility
Where Available All States and District of Columbia
Notes The State Bar of California licensed attorneys under age 70 may request coverage for themselves and their lawful spouses or domestic partners under age 70. In order to become insured, satisfactory evidence of insurability must be provided, and the required premium must be paid.  
Summary
Type of Insurance  Group 10-Year Level Term Life Insurance 
Designed for  The State Bar of California licensed attorneys (spouses and domestic partners covered as licensed attorneys) 
Underwritten by  New York Life Insurance Company
Group Policy Number  G-30922-0
Volume Discounts $250k through $475k; $500k through $975k; $1Million through $3Million 
Risk Classes  Preferred Plus, Preferred, Standard, Preferred Tobacco/Nicotine and Standard Tobacco/Nicotine
Issue Ages  Through age 69 
Coverage Amounts  $100,000 to $3,000,000 in $25,000 increments 

*This is a listing of some of the general provisions of the coverage. For more information, including features, costs, eligibility, renewability, limitations and exclusions, download the brochure on the right.

SMRU# 1797220

Forms

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

 

Insurance Application & Brochure (CA Only)

Insurance Application & Brochure (All Other States)

Beneficiary Change Form

FAQs

Answers about the program, including eligibility, options, customer service and more.

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

 Address
AMBA
4050 114th Street
Urbandale, Iowa 50322
 Phone
1-800-343-0132
 Hours
 M-F 7:30a - 5p CT
 Email
[email protected]
 Application Mailing Address
The State Bar of California Insurance Program
PO Box 14536
Des Moines, IA 50306
AMBA's Role & Compensation